Download e-book for kindle: Your Rights When You Owe Too Much (Legal Survival Guides) by Gudrun M. Nickel

By Gudrun M. Nickel

ISBN-10: 0585416109

ISBN-13: 9780585416106

ISBN-10: 1572481579

ISBN-13: 9781572481572

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Extra resources for Your Rights When You Owe Too Much (Legal Survival Guides)

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If the agency does 7 your rights when you owe too much not do what is required by law, you can file a complaint with the Federal Trade Commission. Question: If all of my efforts to negotiate a reduced payment plan with a creditor fail, and the creditor does get a court judgment against me, how long will it stay on my record? Answer: The credit report agencies will keep the judgment on your report for a period of seven years, unless the law in your state allows for a longer period of time, or the law allows the creditor to periodically renew the judgment.

Depending upon your state, the guidelines will be in either the statutes, court rules, or a document from some state agency. If you cannot find them in the statutes or court rules, request a copy from the court clerk or child support enforcement agency. You may find that you are paying more than the guidelines require. If so, you can request a modification. 33 your rights when you owe too much Judgment If your spouse gets a judgment against you for past-due child support, that judgment may also be collected like any other judgment and the same time periods for collection may apply.

Selling Secured Property If liens are not paid when you sell your property, they are not removed even if you transfer title. You may have considered selling to get out from under a mortgage obligation. However, a sale of property given as security will not necessarily relieve you of your responsibility to pay the mortgage holder, unless he or she agrees to let you off the hook and let your buyer take over the payments. ) 20 types of debt—an overview If you do not make the loan payments, the lender may, by proper legal proceedings and as specifically spelled out in the loan documents, take the property you have given as collateral.

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Your Rights When You Owe Too Much (Legal Survival Guides) by Gudrun M. Nickel


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